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"Harbin Institute of Technology was the first university in China to establish a major in composite materials. The first composite material factory in China was also built in Harbin," said Wang Rongguo, a professor at the School of Materials Science and Engineering at the university.

"For digital lenders, such advances open up a blue ocean with a long tail of around 600 million Chinese borrowers who were traditionally considered below-prime and too risky to lend to," said Cliff Sheng, Oliver Wyman partner and author of the report.

"From my understanding, the 'special' transfer means all funds need to be transferred rapidly, from the high-level government to the grassroots, without any intermediate link. And a special supervision system is needed to ensure the efficiency of the fund usage, avoiding retention of funds by the mid-level government," said Su.

"Garbage sorting should become a fashion in the society, and I encourage everyone to participate in this initiative," he said. "For the next step, the municipal government will ensure the newly approved regulation will be well implemented."

"Furthermore we remain very confident in the medium and long-term business outlook of our No 1 worldwide market."